Profit and Loss Mortgage Loans at Quest Mortgage Services

At Quest Mortgage Services, our Profit and Loss (P&L) Mortgage Loans allow business owners to use a 1-2 Year Profit and Loss Statement instead of tax returns, providing a clearer view of your income.

Key Benefits

  • No Prepayment Penalties: Refinance without penalties for owner-occupied and second homes.

  • Flexible Home Buying: Purchase your dream home now and refinance later when the timing is right.

  • Simplified Documentation: Easier requirements compared to our Bank Statement Program.

Ideal Candidates for Our P&L Loan

  1. Cash Businesses: Those without perfect bank records.

  2. Seasonal Income: Businesses with irregular deposits.

  3. Established Businesses: Operating for over 2 years.

  4. Newer Businesses: In operation for at least 1 year, with supporting documentation.

Quest Mortgage Services offers unparalleled experience and success in this program. Contact us today to learn more!