Modern luxury home at twilight

    Quest Mortgage Services

    Your Path to Home Ownership Starts Here

    Access the equity in your home with a Home Equity Line of Credit. Over 20 years of experience guiding families to the right mortgage.

    Soft Pull Credit Report
    640 Minimum Score
    Condos Welcomed

    Meet Your Advisor

    I'm Frank, Your Mortgage Guy

    With over 20 years of experience in the mortgage industry, I've helped thousands of families navigate the complex world of home financing. Whether you're a first-time buyer, self-employed professional, or real estate investor, I'm here to find the right solution for you.

    Based in Miami, FL, I specialize in creative lending solutions including bank statement loans, DSCR loans, foreign national programs, and the Florida Hometown Heroes program.

    20+

    Years Experience

    5,000+

    Families Served

    Licensed

    NMLS #227613

    10+

    Programs Available

    Frank Herrera - Mortgage Professional

    20+

    Years in the Industry

    Latest Newsletter · September 24, 2026

    Should You Use a HELOC to Pay Off Credit Card Debt? A Florida Homeowner's Guide

    Can a HELOC help you get out from under high-interest credit card debt? Here's the math, the real risks, and who it fits.

    Our Programs

    Mortgage Programs That Work for You

    Profit & Loss Home Loan

    Profit & Loss Home Loan

    Have your accountant prepare a P&L statement — no tax returns needed.

    Learn more about Profit & Loss Home Loan

    No Income Verification

    No Income Verification

    Buy a primary residence without verifying income.

    Learn more about No Income Verification

    Bank Statement Loan

    Bank Statement Loan

    Put as little as 10% down — no tax returns required.

    Learn more about Bank Statement Loan

    Foreign National Loan

    Foreign National Loan

    Home financing solutions for non-U.S. citizens looking to invest.

    Learn more about Foreign National Loan
    Google Reviews
    5.0

    Based on Google Reviews

    What Our Clients Say

    Don't just take our word for it — hear from homeowners we've helped.

    "Frank made the entire mortgage process so easy! As a first-time buyer, I was nervous, but he walked me through every step. Highly recommend Quest Mortgage Services!"

    Maria G.

    "I'm self-employed and thought getting a mortgage would be impossible. Frank found the perfect bank statement loan for me. Closed in under 30 days!"

    Carlos R.

    "Best mortgage experience I've ever had. Frank is responsive, knowledgeable, and truly cares about his clients. Five stars all the way!"

    Jennifer L.

    "Frank helped us refinance and save over $400/month. The process was smooth and stress-free. We couldn't be happier with the results."

    David M.

    Get In Touch

    Start Your Mortgage Journey Today

    Rates are dropping — refinance now to lower your payment and remove unwanted mortgage insurance. Contact us for a free consultation.

    Office

    3105 NW 107th Ave, Suite 400-H5, Miami, FL 33172

    Request a Free Consultation