Foreign National Loans
CPA letter signed with license must comment on primary home ownership. Address, Free and Clear and Expenses? (In $USD if possible, english will save on translation)All Translated Certified (If full Doc Foreign National, need CPA letter to include Time of owner ship, % of Ownership, what the company does and 19,20 and YTD income Signed by CPA, If Employed, a letter from the Employer on their stationary signed. VOE style with 19, 20 YTD salary and bonus if applicable) All Translated Certified
1 bank reference letter 2 year relationship signed (Translated certified)
Passport / Visa good for 6 month+ (Translated certified)
2 months bank statements (Translated certified) Down payment sourced and seasoned, closing costs 12 mos. reserves required anywhere in the world.
US bank account for Auto debit voided check
Business purpose Non occupancy affidavit signed
If refinance, docs on property and supporting docs if purchased less than a year ago. Cashout allowed
If closing in a corp. LLC Articles, operating agreement and Cert. of good standing. After approval, unsigned corp resolution.