At Quest Mortgage Services, we offer Foreign National Loans to help international buyers finance their real estate investments in the U.S. Here’s a quick overview of the required documentation:

1. Required Documentation

   1. CPA Letter: Must confirm primary home ownership, including address, status (free and clear), and expenses (in USD). For full documentation, include time of ownership, percentage of ownership, business details, and income for the past two years.

   2. Employer Verification: A signed letter from your employer on company stationery detailing salary and bonuses.

   3. Bank Reference Letter: A signed letter showing a two-year relationship, translated and certified.

   4. Passport/Visa: Valid for six months or more and translated/certified.

   5. Bank Statements: Two months of bank statements, with down payment sourced and seasoned. Twelve months of reserves required.

   6. U.S. Bank Account: A voided check for auto debit setup.

   7. Non-Occupancy Affidavit: A signed affidavit confirming the loan's business purpose.

   8. Refinance Documentation: Include all documents if refinancing and purchased within the last year. Cash-out options are available.

   9. Corporate Documentation: For LLCs or corporations, provide Articles of Organization, operating agreement, and Certificate of Good Standing.

   Ready to explore Foreign National Loans? Contact Quest Mortgage Services today to get started!