Community Program Quest Mortgage Services

At Quest Mortgage Services, we simplify your mortgage process with options that don’t require traditional income documentation.

  • Key Features

    • No Income Documentation Needed: Speed up your approval without the usual income paperwork.

    • No DTI Calculation: Enjoy a streamlined process without calculating debt-to-income ratios.

    • Flexible Underwriting: Credit is assessed based on Loan-to-Value (LTV), FICO score, and liquidity.

    • Property Types: Loans available for primary residences and second homes.

    • Asset Seasoning: Assets only need to be seasoned for 30 days.

    • High Loan Amounts: Access loans up to $3 million.

    • Competitive LTV Ratios: Up to 80% LTV for purchases and rate-and-term refinances; up to 70% LTV for cash-out refinances.

    • FICO Starting at 640: Easier qualification for more borrowers.

    • Debt Consolidation Options: Available for rate-and-term refinancing.

    For a flexible mortgage solution, contact Quest Mortgage Services today!