*****Income documentation not required*****

  • Income not stated

  • DTI not calculated

  • Credit underwritten based on LTV, FICO, and liquidity

  • Primary residence and second homes

  • Asset seasoning 30 days

  • Loan amounts up to $3 million

  • LTV up to 80% purchase/rate-and-term

  • LTV up to 70% cash-out

  • FICO beginning at 640

  • Debt consolidation = rate/term

Community Mortgage Program