*****Income documentation not required*****
Income not stated
DTI not calculated
Credit underwritten based on LTV, FICO, and liquidity
Primary residence and second homes
Asset seasoning 30 days
Loan amounts up to $3 million
LTV up to 80% purchase/rate-and-term
LTV up to 70% cash-out
FICO beginning at 640
Debt consolidation = rate/term