DSCR Loan Program Highlights

If property investment cash flow makes up a significant portion of your income, our DSCR mortgage might help you get closer to your real estate goals. Here are a few of the highlights of the program:

• No income or employment verification is required.

• We offer loan amounts of up to $3 million.

• We offer 30- and 40-year fixed-rate mortgages, as well as 5/6 and 7/6 adjustable-rate mortgages (ARMs).

• Borrowers need a minimum credit score of 599 to qualify.

• We allow a combined loan-to-value ratio (CLTV) of up to 85%.

• DSCR calculations as low as zero are eligible for the program.

• Borrowers must have owned any property type in the past 24 months to qualify.

• Non-permanent residents and foreign nationals are eligible, and this loan is available under the Foreign National Program.

• Condotel purchases are eligible.

• Borrowers may use cash-out funds for reserves.

• We accept cryptocurrency for reserves, down payments and closing costs. Contact our office for more information.